Course curriculum

  • 1

    Welcome

    • Rachel

    • Class

    • Minimalism

  • 2

    Money Story

    • Childhood

    • Past Mistakes

    • Present

    • Privilege

    • Money Story Quiz

  • 3

    Net Worth

    • Net Worth

    • Expenses

    • Income

    • Starting Point Quiz

  • 4

    Debt Freedom

    • Debt

    • Method

    • Payoff

    • Privilege

    • Credit Cards

    • Debt Freedom Quiz

  • 5

    Budget

    • Income

    • Income Quiz

    • Spending Habits

    • Create Your Budget

    • Perfect Your Budget

    • Automation

    • Mortgage

    • Insurance

    • Budget Quiz

  • 6

    Bank Accounts

    • Buckets

    • Checking Account

    • Emergency Fund

    • Sinking Fund

    • Launching Fund

    • Bank Accounts Quiz

  • 7

    Investment Accounts

    • Investing

    • 401K

    • IRA

    • HSA

    • Brokerage Account

    • Buckets

    • Investment Accounts Quiz

  • 8

    Financial Independence

    • FIRE

    • FI Numbers

    • The Gap

    • Pitfalls

    • Freedom

    • Net Worth Revisited

    • FI Quiz

  • 9

    Kids + Money

    • Role Modeling

    • Relationship

    • Access

    • Experience

    • Children + Money Quiz

  • 10

    Bonuses

    • Final Word

    • Review

    • Affiliate

    • Sage Family Village

    • BONUS: Estate Planning

    • BONUS: Lean Small Business

    • BONUS: Worksheets

Reviews

5 star rating

Finally feeling powerful about money

Deena Barselah

I just paid off my student loans!!! 🙌🙏🎊🎉 I'm literally crying as I write this! What a weight lifted. And yes, that's huge. But what's way bigger, even, ...

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I just paid off my student loans!!! 🙌🙏🎊🎉 I'm literally crying as I write this! What a weight lifted. And yes, that's huge. But what's way bigger, even, is the empowerment I feel in my financial future. Rachel's guidance in the Sage Money Course is the perfect mix of Best Girlfriend meets Nerdy (and goofy) Financial Planner meets Supportive Life Coach meets Cheerleader in every magically inspiring way you can imagine. Truth: I've shied away from this conversation my whole adult life. I told myself that I'm not a "numbers person." Insert eye roll. My husband has a professional background in finance. I'm not the primary money-maker. I have other interests and ways I want to spend my time and energy than learning about money.... so many reasons for me to stay out of the money conversations. Now I see that money is one of those levers that, once own it, you decide to own your life. As a business owner, a wife who wants a seat at the table, and a mother who wants to raise a financially empowered child, IT WAS TIME. It was time to step into my power, time to live consciously, time to make plans for our future, and time for me to take ownership of my money story. Full disclosure: It's not easy. I've cried. I've resisted. I've lit candles and made many cozy beverages to help me confront areas I've ignored for too long. But like pretty much everything in life worth examining, the growth goes beyond the topic at hand. Since going through the course, my marriage is stronger. Business opportunities are showing up daily. I feel more at ease in money conversations with our son. I feel more powerful and confident in every area of life. It's my life and I am here to live it intentionally in every realm.

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5 star rating

Money was the main obstacle to becoming a homeschooling f...

Caroline Bouchard

Witnessing the brave money decisions Rachel’s family has made to create the most fulfilling life for them is so inspiring! Through the course, Rachel is pres...

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Witnessing the brave money decisions Rachel’s family has made to create the most fulfilling life for them is so inspiring! Through the course, Rachel is presenting the steps her family has taken towards financial freedom and is sharing with us the wisdom and experience she has gained along the way. This class has given me the knowledge to take the necessary steps to reach our family’s financial goals, which in turn will allow us to live a life that is more in line with our values. This I think is what makes this course so impactful. After taking the class, I feel more confident in my ability to choose the best path for my family and be less influenced by the sometimes strong cultural messages telling me how family life should look like. The class is also very comprehensive and not intimidating at all! I live in Canada, and while a few components of the class touch on financial products and programs that are specific to the US, all the information can very easily be applied to the Canadian context.

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5 star rating

Sage Money is exactly what I needed

Deanna Madrid

Sage Money is exactly what I needed to fully commit to living an intentional life with my family. I have always wanted to homeschool my own children but batt...

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Sage Money is exactly what I needed to fully commit to living an intentional life with my family. I have always wanted to homeschool my own children but battled thoughts of scarcity and wondering how we could afford to do so. In the class she addresses processing our own money stories, dealing with debt, building a budget based on our family’s values, and passing on better money stories for our children. I have learned how to prioritize my money, my time, and my family to move forward and live differently than the mainstream path. The class is incredibly thorough, practical, and thoughtful. Rachel presents personal finance, wealth, and privilege with so much sensitivity and awareness that I felt safe and cared for while processing my own past mistakes with money and learning about the gaps between the rich and poor. She presents these important truths in a way that left me feeling not only seen, but hopeful. This class shares tools to guide you no matter where you are on your journey with money. I have read some of the finance books that she refers to in the class and Rachel brilliantly curates the information in a way that’s easy to understand and comprehensive. I found it incredibly motivating and I am excited to move forward in my own journey. It is an investment you won’t regret!

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5 star rating

I'm an anti-capitalist, goat-herding mountain-dweller and...

Janne Campbell

Rachel has been a mentor and lifeline for my family for the past 4 years. I've devoured her podcasts and e-books, courses and coaching offerings. I literally...

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Rachel has been a mentor and lifeline for my family for the past 4 years. I've devoured her podcasts and e-books, courses and coaching offerings. I literally do not know what my life would look like if I hadn't entered my email address in response to her beckoning siren's whisper of "Hey, gentle Mama...tired of losing your shit?" And while I've come to expect only the best advice from her, I could not have imagined that the woman I've leaned on for solid parenting support would become my new go-to resource for financial literacy and wealth building. But I should know better than to pigeon-hole Rachel! And what more potent and inspiring an example of the powers of self-directed learning than this brilliant woman stretching and expanding the boundaries of her brand to hold her glorious, passionate, full person-hood? Rachel is, in the best sense, a money nerd. In Sage Money, she brings her whole, hilarious, casually-imperfect perfect self to the table, walking you through every single step you'll need to bring your family into solid financial footing. I'll admit to being totally intimidated by this process before I began. But her humble, warty realness as she reveals her own family's journey from 6-figure debt to financial freedom is SO inspiring, and yet it feels totally in-reach by the end of this compact, thoroughly enjoyable and engaging course. Brava, Rachel. At 41, my partner and I are grateful to be healing the decades-old money baggage that's kept our family treading water for years. We are seeing with new eyes these days, and the road ahead looks and feels gloriously wide open. Thank you Rachel! You're my shero.

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5 star rating

Just beginning!

Chandra Perry

I’m so happy to have some guidance as I begin to examine the role money plays in my family’s life and how to prepare for the future. I made a goal to start t...

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I’m so happy to have some guidance as I begin to examine the role money plays in my family’s life and how to prepare for the future. I made a goal to start truly organizing our finances this year and then your course appeared. It’s nice to know others that have carved a path on this journey - hoping to follow in your footsteps. Thank you!

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5 star rating

Sage money-empowering!

heather tegeler

I have long avoided budget software and apps due to the anxiety it causes me, this course has helped empower me to face my past, love myself and move gently ...

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I have long avoided budget software and apps due to the anxiety it causes me, this course has helped empower me to face my past, love myself and move gently towards growth.

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5 star rating

5 stars

Laura Gehrke

I have tried different methods of budgeting over the last several years, and I never stuck with it more than a few weeks. This course makes it real and with...

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I have tried different methods of budgeting over the last several years, and I never stuck with it more than a few weeks. This course makes it real and with all the stories, lessons, guidance, information, resources, and encouragement, it feels possible to manage. I am actually enjoying it now rather than it feeling like a chore. I also am thankful that I have all the class information to keep referring to whenever I need it. Thank you, Rachel!

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Investment